Custom Truck Capital is a leading provider of financing solutions for the heavy equipment industry. We offer a range of leasing and financing options that are designed to meet the needs of small and large businesses alike. With more than 30 years of experience in the industry, the team at Custom Truck Capital has the expertise to help businesses manage and grow their fleets, whether it’s one truck or hundreds.

One of the many key benefits of Custom Truck Capital is that it is designed to help businesses conserve cash. With 100% financing available, businesses can include soft costs such as taxes, destination charges, and other fees in the financed amount, to also include parts, tools, accessories, and Lightning PTO by Load King, which is critically important as sustainability programs gain traction. This allows businesses to preserve their cash for other needs, such as labor costs, working capital, or acquisitions.

Custom Truck Capital also offers the lowest monthly cost for businesses. With certain structures, particularly leasing options, businesses have full use of the equipment with low monthly payments for the term they choose, especially if matching the term to a specific project or contract. This allows businesses to maximize profits from the use of the equipment to generate income without making substantial upfront investments. Additionally, Custom Truck Capital financing allows businesses to protect against inflation or volatile market conditions with fixed payments that are locked in at the beginning of the financing agreement.


Another key benefit of Custom Truck Capital is the flexibility it provides at the end of the term. With certain lease structures, businesses have the option to purchase the equipment, trade up to new equipment, return the equipment with no further obligation, or continue to make payments on a month-to-month basis. This flexibility allows businesses to adapt to changing needs over time, whether that means expanding their fleet or downsizing to match changing demand. In other words, we’re here to help and add value to your business goals over the long haul.

Custom Truck Capital provides protection against obsolescence. Financing can provide the flexibility to trade up or add equipment when business demands something new. This allows businesses to stay competitive and keep up with changing industry trends without having to make substantial or additional investments in new equipment.

Seasonal Payment Plans

In addition to these benefits, Custom Truck Capital also offers seasonal payment plans and step-up payment plans. Seasonal Payment Plans are structured to line up with uneven cash flows generated by those companies whose business cycles depend on seasonality. Payments are lower in slow months and higher when cash flow is more prevalent, designed specifically for businesses with seasonal but predictable cash flow.

Step-Up Payment Plans are structured to match anticipated business growth over the finance term. Lower payments during the beginning of the term with predictable, gradual increases as the business grows. Monthly payment amounts are intended to match increased cash flow generated using the equipment, designed for businesses with immediate equipment needs to expand fleets to accommodate rapid growth or fulfill new contract or project requirements.

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Custom Truck Capital provides a range of benefits designed to help businesses manage and grow their fleets. With flexible, competitive, and easy-to-use financing options, businesses can conserve cash, protect against inflation, and stay competitive in a rapidly changing industry. With over 30 years of experience in the industry, Custom Truck Capital is a trusted partner for businesses looking to finance their fleets.

If you have any questions, please call us at 833-CTC-FIN1 (833-282-3461) or email us .